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Once accepted, the Free Spins will be available until 23:59 UK Time on the day you receive them, after which they will expire. The Free Spins will have no cash value and will not appear in your cash balance. Winnings from the Free Spins will be added to your cash balance once all Free Spins have been used. There is no wagering requirements attached to any winnings received from the Free Spins. The maximum winnings you can receive from this offer is £10 per day. A phased transition will apply to Housing Payments as set out in paragraphs 47 to 49.

The Fund is classified as Local Welfare Provision (LWP) and could be used to enhance existing Local Welfare Assistance (LWA) schemes.

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However, it is not intended to replace existing LWA schemes, which play an important role as established discretionary crisis support mechanisms. This guidance sets out the objectives, framework and required collaboration between the Department for Work and Pensions (DWP) and County Councils, District Councils and Unitary Authorities (including Metropolitan Councils and London Boroughs), hereafter referred to as “Authorities”, including their delivery partners (such as any voluntary and community sector organisations) to successfully meet the policy intent. It also provides the framework that Authorities need to work within the arrangements for distribution of funding and reporting requirements.

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Free, confidential support for anyone affected by gambling harm is available through GamCare. The helpline is 0808 8020 133, available 24 hours a day. BeGambleAware.org provides a self-assessment tool if you are unsure whether your gambling is causing concern. Gambling should never be used to address financial pressure or emotional difficulty — if either of those motivations is present, contact GamCare directly. 🔞 Responsible Gambling: Gambling is for entertainment only.

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The primary objective of The Fund is to both provide a safety net for those on low incomes who encounter a financial shock and to invest in building local financial resilience to enable individuals and communities to better deal with crises in the long-term, reducing crisis need. Within the CRF, Authorities are encouraged to invest in ‘Resilience Services’ that contribute towards improving the financial resilience of individuals. Financial resilience refers to the ability of individuals to withstand and recover from financial shocks – such as sudden income loss or unexpected expenses. The purpose of building financial resilience is to enable individuals to better manage future financial shocks and reduce the need for crisis support.

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A number of factors can contribute to, or impact, financial resilience.

physical disability, learning disability, mental health condition or wellbeing physical disability, learning disability, mental health condition or wellbeing access to income smoothing tools, such as affordable credit and insurance access to income smoothing tools, such as affordable credit and insurance The Fund will focus on three main outcomes: Outcome 1: Provision of effective crisis support. Delivering effective crisis support is intended to prevent the occurrence or escalation of individuals’ crises.

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The low cost of entry at the £5 tier can make repeat deposits feel inconsequential; a weekly deposit limit set at registration is the most effective structural safeguard against that pattern. GAMSTOP is the UK’s national online self-exclusion scheme. Registering excludes you from all UKGC-licensed online casinos for a minimum of six months, with options extending to five years. Every operator above is required to check new registrations against the GAMSTOP database before permitting real-money play. If you self-exclude after depositing, any balance remaining in your account must be returned to you — UKGC-licensed operators are required to process that withdrawal regardless of the exclusion. By offering timely, needs-based assistance to those with low incomes facing financial shocks, Authorities can reduce the risk of crisis need.

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Outcome 1: Provision of effective crisis support. By strengthening financial resilience among individuals, Authorities empower citizens to better manage financial shocks and mitigate the occurrence, recurrence and escalation of crises. Outcome 3: Bolstering the local-level support landscape.

A joined-up, visible local support network is key to the CRF’s approach to build financial resilience. This includes strengthening resilience networks within local communities, that in turn boost the financial resilience of individuals within these communities.